What to think about.
- Email Almost every other account depends on it. Whoever has the email can reset many passwords.
- Banking and money Online banking, payment services, investment accounts. A power of attorney at the bank that remains valid after death helps here.
- Contracts and subscriptions Phone contract, electricity, streaming, insurance. If they keep running, they cost money every month.
- Social networks Should profiles be deleted or kept as a memorial? Write down what you would like.
- Photos and files Where are family photos and important documents kept? Without a pointer, nobody may find them.
- Devices Phone, computer, tablet: without a PIN or password, nobody can get in.
In Germany, online accounts generally pass to the heirs, as the Federal Court of Justice ruled in 2018. Without logins and documents, however, getting access takes a long time.